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Have you ever wondered why some people with modest incomes retire comfortably while high earners struggle with debt? The answer rarely lies in spreadsheets or investment formulas — it lives in the mind. Morgan Housel's groundbreaking book, The Psychology of Money, unpacks the emotional and behavioral forces that shape our financial decisions. Published in 2020, it has become one of the most widely read personal finance books of the decade — and for good reason. What Makes Thi